MIME-Version: 1.0 Content-Location: file:///C:/E5045812/RUMARCO_Homes_2.htm Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="us-ascii" Rumarco Homes

RUMA= RCO Homes

Loan Pre-Qualification

583 N. Joshua Tree= , P.O. Box 741, Littlefield, AZ 86432
FAX: (928) 347-6180

1-88= 8-462-3974

 

BORROWER INFORMATION

 <= /b>

Borrower’s Name: = ;            &n= bsp;            = ;            &n= bsp;            = ;            &n= bsp;            = ;       Co-Borrower’s Name:      &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;      

Social Security Number:&nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;          Soci= al Security Number:    =             &nb= sp;            =             &nb= sp;            =             &nb= sp;      

DOB:        &= nbsp;           &nbs= p;            &= nbsp; # of Dependents:    &n= bsp;    Ages        &= nbsp;           &nbs= p;   DOB:        &= nbsp;           &nbs= p;            &= nbsp; # of Dependents     &n= bsp;        Ages        &= nbsp;          

Marital Status:        &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;    Yrs of School     &= nbsp;           &nbs= p; Marital Status:     &nb= sp;            =             &nb= sp;            =             &nb= sp;  Yrs of School    &nb= sp;    

Current Address:  = ;            &n= bsp;            = ;            &n= bsp;            = ;            &n= bsp;            = ;        Current Address:     &n= bsp;            = ;            &n= bsp;            = ;            &n= bsp;            = ;            &n= bsp;   

City:<= span style=3D'mso-tab-count:1'>        &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;  State:       = Zip:        &= nbsp;            City:        &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;      State:        &= nbsp;  Zip:      =       

County:   &n= bsp;            = ;            &n= bsp;            = ;            &n= bsp;            = ;            &n= bsp;            = ;         County:        &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;   

Home Phone Number: &nb= sp;            =             &nb= sp;            =             &nb= sp;            =              Home Phone Number:    &nb= sp;            =             &nb= sp;            =             &nb= sp;            =          

Rent&nbs= p; Own  Monthly Payment:        &= nbsp;           &nbs= p;      How Long?      = ;    Rent&nbs= p; Own  Monthly Payment:        &= nbsp;           &nbs= p;  How Long?      = ;       

If less than 2 years at current address:=

Previous Address: &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;   Previous Address:     &n= bsp;            = ;            &n= bsp;            = ;            &n= bsp;            = ;            =

City:<= span style=3D'mso-tab-count:1'>        &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;          State:      Zip= :        &= nbsp;           &nbs= p;   City:        &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;      State:      Zip:=         &= nbsp;           &nbs= p;       

Rent Own  Monthly Payment:   = ;            &n= bsp;    How Long?      = ;            = Rent&nbs= p; Own  Monthly Payment:        &= nbsp;           &nbs= p;      How Long?      = ;   

EMPLOYMENT INFORMATION

Borrower’s Employer:&= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;  Co-Borrower’s Employer:     &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;   

Address:   &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;       Address:        &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p; 

Contact for Employment Verification:            =             &nb= sp;            =             &nb= sp;       Contact for Employment Verification:  =             &nb= sp;            =             &nb= sp;            =     

Salary:            =             &nb= sp;            =             &nb= sp;   Date of Hire:     &n= bsp;            = ;          Salary:<= u>        &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;       Date of Hire     &nb= sp;            =           

Work Phone Number:            =             &nb= sp;            =             &nb= sp;            =             &nb= sp;   Work Phone Number:    &nb= sp;            =             &nb= sp;            =             &nb= sp;            =           

Position:&nb= sp;            =             &nb= sp;            =             &nb= sp;            =             &nb= sp;            =            Pos= ition:        &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;  

If less than 2 years at current employer:

Borrower’s Previous Employer:        &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;    Co-Borrower’s Employer:     &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;   

Salary:        &= nbsp;           &nbs= p;    Start Date:      = ;            &n= bsp; Finish Date:      = ;            &n= bsp;  Salary:        &= nbsp;           &nbs= p;    Start Date:      = ;            &n= bsp; Finish Date:    =             &nb= sp;  

ASSET INFORMATION

Bank: &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp; Balance:        &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p; 

Bank: &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp; Balance:        &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p; 

Retirement Accounts:            =             &nb= sp;            =             &nb= sp;            =             &nb= sp;    Balance:        &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p; 

Other Assets:            &n= bsp;            = ;            &n= bsp;            = ;            &n= bsp;            = ;            &n= bsp;   Balance:        &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p; 

 

LIABILITY INFORMATION

Creditor:            =             &nb= sp;            =             &nb= sp;            =             &nb= sp;            =             &nb= sp;      Payment:        &= nbsp;           &nbs= p;            Balance:        &= nbsp;           &nbs= p;            &= nbsp;       

Creditor:            =             &nb= sp;            =             &nb= sp;            =             &nb= sp;            =             &nb= sp;      Payment:        &= nbsp;           &nbs= p;            Balance:        &= nbsp;           &nbs= p;            &= nbsp;       

Creditor:            =             &nb= sp;            =             &nb= sp;            =             &nb= sp;            =             &nb= sp;      Payment:        &= nbsp;           &nbs= p;            Balance:        &= nbsp;           &nbs= p;            &= nbsp;       

Creditor:            =             &nb= sp;            =             &nb= sp;            =             &nb= sp;            =             &nb= sp;      Payment:        &= nbsp;           &nbs= p;            Balance:        &= nbsp;           &nbs= p;            &= nbsp;       


HOME CONSTRUCTION INFORMATION

(A) Home Info:

<= span style=3D'mso-bookmark:Check9'> Manufactured (HUD)    =  Modular

= =  Ranch            = ;            &n= bsp;      =  Cape Cod        = ;            = =  Two Story

Length:    &n= bsp;            = ;  Width:        = ;            &n= bsp;  Square Footage:      &n= bsp;         

$    &nb= sp;            =             &nb= sp;            =             &nb= sp;            (A)

(B) Land Info:

=  Purchase <= span style=3D'mso-tab-count:1'>        = ;            &n= bsp;            = ;        = Pa= yoff of balance owed

=  Owned Free & Clear      = Gi= ft

Property Address:     =             &nb= sp;            =             &nb= sp;            =             &nb= sp;            =             &nb= sp;         

        = ;            &n= bsp;            = ;            &n= bsp;            = ;            &n= bsp;            = ;            &n= bsp;            = ;            &n= bsp;            = ;  

Date Acquired:  &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;        Acreage:        = ;            &n= bsp;            = ;           <= /o:p>

Purchase Price:  &nb= sp;            =             &nb= sp;         Estimated Value:     &n= bsp;            = ;            &n= bsp;          

Balance Owed:     &nb= sp;            =             &nb= sp;            =             &nb= sp;            =             &nb= sp;            =             &nb= sp;   

$    &nb= sp;            =             &nb= sp;            =             &nb= sp;            = (B)

(C) Construction Info:

=  Basement           &nbs= p;     =  Crawlspace           &nbs= p;     =  Piers/Skirting<= /p>

=  Well            =             &nb= sp; =  Septic           &nbs= p;            &= nbsp; =  Electrical

=  Driveway           &nbs= p;     =  Other:           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;    

$    &nb= sp;            =             &nb= sp;            =             &nb= sp;            = (C)

 

Total Cost of Construction (A) + (B) + (C)

$

 =

Down Payment:            =             &nb= sp;            =             &nb= sp;  Maximum cash=             &nb= sp;            =             <= /u> Trade equity to be

desired        &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;            &= nbsp;        reserve for&= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;      applied toward 

Down payment:$        &= nbsp;           &nbs= p;            &= nbsp;           &nbs= p;    Down payment:$    &n= bsp;            = ;            &n= bsp;   Down payment:$    &n= bsp;            = ;            &n= bsp;            = ;      

 

Desired Monthly Payment (Principal + Interest):$=             &nb= sp;            =             &nb= sp;            =             &nb= sp;          + escrows

 

Please answer the following:

Borrower<= /p>

Co-Borrow= er

Have you been decla= red bankrupt within the last 7 years?

<= span style=3D'mso-bookmark:Check26'>= Yes  <= span style=3D'mso-bookmark:Check27'>= No

Yes  No

Have you had proper= ty foreclosed upon or given title or deed in lieu thereof in the last 7 year= s?

Yes  No

Yes  No

Are you obligated t= o pay alimony, child support, or separate maintenance?

Yes  No

Yes  No

Are you a co-maker = or endorser on a note?

Yes  No

Yes  No

Are you a U.S. Citi= zen?

Yes  No

Yes  No

Information for Government Monitoring Purposes

The following information is requeste= d by the Federal Government for certain types of loans related to a dwelling in order to monitor the lender’s compliance with equal credit opportunit= y, fair housing and home mortgage disclosure laws.  You are not required = to furnish this information, but are encouraged to do so.  The law provid= es that a lender may discriminate neither on the basis of this information, no= r on whether you choose to furnish it.  If you furnish the information, ple= ase provide both ethnicity and race.  For race, you may check more than one designation.  If you do not furnish ethnicity, race, or sex, under Fed= eral regulations, this lender is required to note the information on the basis of visual observation or surname.  If you do not wish to furnish the information, please check the box below.  (Lender must review the above material to assure that the disclosures satisfy all requirements to which t= he lender is subject under applicable state law for the particular type of loan applied for.)

 

Borrower: &nb= sp;            =  I do not wish to furnish this information&nbs= p;            &= nbsp;       Co-Borrower:         = I do not wish to furnish this information

Ethnicity: _____Hispanic or Latino   _____Not Hispanic or Latino    &= nbsp;    Ethnicity: _____Hispanic or Latino   _____Not Hispanic or Latino<= /span>

Race:     _____ American Indian    _____Asian _____ Black            = ;      Race:  _____American Indian       _____Asian        _____Black<= /span>

.       Alaska Native           Native Hawai= ian          = Other Pacific Islander   .       Al= aska Native           Native Hawaiian      Other Pacific Islander

_____White = ;            &n= bsp;            = ;            &n= bsp;            = ;            &n= bsp;            = ;            &n= bsp;     _____White

Sex:        _____Male             &nb= sp;   _____Female     &n= bsp;            = ;            &n= bsp;         Sex:             &nb= sp;   _____Male             &nb= sp;   _____Female          &nbs= p;

CONSENT: I, the undersigned consumer, direct ________________________= ____________ to obtain a copy of my credit report.  This consent shall automatically expire thirty (30) days from the date of my signature below.

Borrower            =             &nb= sp;            =             &nb= sp;            =        Co-Borrower

Signat= ure:        &= nbsp;           &nbs= p;            &= nbsp;        Date:      &n= bsp;           Signature:    &n= bsp;            = ;            &n= bsp;           Dat= e        &= nbsp;